Home » Archive

Articles in the Money and Finance Category

Featured, Money and Finance »

[27 Mar 2009 | No Comment | ]
5 Tax Benefits The Self-Employed Enjoy

Being on your own is not only an antidote to the painful saga of working in cubicles and getting mired in corporate politics, but it also has other benefits – like favoring tax laws, for starters. Did you know that you have plenty of things going for you as a self-employed individual? From a strict tax-point of view, you have even more ways you to save on your taxable income. Let’s see how that is possible:

1.Tax-deductions for expenses towards Home Office: As a self-employed professional or business person, you …

Money and Finance »

[19 Dec 2008 | One Comment | ]

Would you think that you could be the next victim for credit card fraud? Did you envisage a situation wherein you were caught off-guard and saw that your credit has been embezzled off your cards? If you were thinking this wouldn’t happen to you, you were dreaming. It could be you next and these tips could just save your bank account from getting busted:

Bad Credit; No cards
Do try and remember that your chances of getting a credit card aren’t so bright. So next time someone out there offers you a …

Money and Finance »

[10 Nov 2008 | No Comment | ]

I had published an all-inclusing, on-going series of articles on “Bond Basics” and everything you have to know about investing in Bonds at Brighthub.
Please remember that it is still work in progress and not everything has been covered, as yet. However, it is a great read so far and it will continue to be.
A primer on Bonds: What are Bonds and Understanding Bond Terminology
Bond Basics: Why Invest In Bonds
Bond Basics: 5 Ways to Buy Bonds
Bonds Basics: What Bond Markets Mean to An Average Investor
Bond Basics: Understanding Interest …

Money and Finance »

[2 May 2008 | No Comment | ]

What is the one single biggest investment anyone would ever make, anywhere in the world? It would be a home! A home strikes an emotional chord with many people and is probably one of those few assets which has a string emotions attached to it – not just the owners but even their families. Owning a home is like owning a few square feet of bliss; of an inexplicable sensation of freedom.
More than anything else, owning a home also gives you this possibility of dropping anchor at a set …

Money and Finance »

[1 May 2008 | No Comment | ]

Do me a favor — forget whatever you knew about businesses — starting one; running it; marketing it and even selling it. Forget the fancy degrees and whatever else you did to get around to even THINK about business. Remember just one thing:
Cash In Must be More than your Cash out.
That’s the corner stone to business success. You won’t exist without it. Never.
Not just business, it will work for Investing and saving money too. So even if you are really Interested about businesses, look at your personal financial situation …

Money and Finance »

[28 Apr 2008 | No Comment | ]

Young and dashing, ambitious but foolish — if you are about to be boxed into this category, take stock and think. You have been earning money but not saving? Have you even thought of long term implications of such nonchalance? Would you like to let your feet touch the blue waters of the beaches in Maldives or Bora-Bora? You need to get away from the grind and plan your finances well for all those dreams to come true and don’t let anyone tell you anything else that sounds like …

Money and Finance »

[25 Apr 2008 | No Comment | ]

I had this in mind for a long time now and finally, I see some authoritative entry on the WSJ about how “lousy” buy a car, really is.
Here is an excerpt from the article on the Wall Street Journal :
The fact is that for most of us after our houses and maybe college educations for the kids (at a really, really good college) cars will take more of our money than anything else. And Detroit (and Nagoya and Stuttgart) want as much of that money as they can possibly get.
Hence …

Money and Finance »

[24 Apr 2008 | No Comment | ]

I see numerous reports online that explain how one must get out of debt and an endless flood of advice on how to best deal with your financial situation. First, lets look at the numbers :
The U.S. Federal Reserve Board has numbers stating that the household debt has topped the $2-trillion mark in the U.S. – and that doesn’t include mortgage debt. Apart from this, Americans are exceedingly splurging away on credit cards and thereby face a staggering amount of debt from these cards alone.
When the time …